Sarah and James, 27, an assistant shop ­manager, found their mortgage with the help of London & Country brokers and opted for a two-year fixed rate at 4.79 per cent. Monthly payments on their £76,500.

He said Guterres also recalls the 1972 Simla agreement on bilateral relations between India and Pakistan "which states that the final status of Jammu and Kashmir is to be settled by peaceful means, in.

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He took a year off to do his masters degree before returning to work with Tony Gregg on PUMA, Macquarie’s mortgage securitisation program. ancestry in the old summer capital of British India, Simla.

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